Who We Are & What We Do

Our Mission

Calloway Credit Consulting is a Texas-based, nationwide credit repair and financial empowerment firm founded by Bernard Jackson — a financial compliance expert with over twenty years of hands-on experience in credit law, consumer rights, and strategic dispute methodology.

We built this platform for everyday Americans who have been let down by inaccurate, outdated, or unlawful credit reporting. Whether you are struggling with collections, charge-offs, late payments, or simply trying to build a stronger financial foundation, Calloway Credit Consulting provides a clear, proven path forward.

Our proprietary Triple-Layer Dispute Strategy combines Metro 2 compliance challenges, FCRA violation identification, and broader consumer law disputes to attack negative items from every legal angle simultaneously. Every client receives a personalized Credit Bear Action Plan, integrated three-bureau credit monitoring through Smart Credit, and a complimentary FCRA litigation review — a service competitors charge thousands for, included at no extra cost.

We also specialize in credit building, authorized user tradelines, pay-to-delete negotiations, regulatory escalation, and business funding referrals up to $500,000. Our approach is rooted in integrity, full regulatory compliance, and a commitment to real, measurable results — not empty promises.

Who We Serve

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  Individuals with damaged or inaccurate credit profiles

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  Clients preparing for home, auto, or business financing

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  Entrepreneurs seeking business funding up to $500K

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  Anyone who has been a victim of identity theft or fraud

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  Clients who want to build strong credit from the ground up

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  Those who have tried other credit repair services with no results